-
Phone:
+(905) 318-6953 -
Email:
support@faircash.ca -
Location:
1165 Fennell Avenue, East Hamilton, ON L8T1S3
Fair Cash Loans
Fill out our simple online application form with your personal and financial details.
Receive an approval decision within minutes of submitting your application.
Once approved, the loan amount is deposited directly into your bank account, often within one business day.
Repay the loan on your next payday or choose from our flexible repayment options to suit your budget.
Emergencies don’t wait — and neither should you. Whether it’s a surprise bill, car repair, or last-minute expense, Fair Cash helps Canadians access instant payday loans online with fast approval and same-day e-Transfer funding.
Our 100% online process ensures you get quick cash in minutes, even if you have bad credit or no credit history.
Instant payday loans are short-term loans that provide immediate financial relief before your next payday.
They’re designed for people who need fast access to cash — without waiting days for bank approval or facing tough credit checks.
At Fair Cash, we connect you directly with licensed Canadian lenders offering:
When time is critical, you need a platform that’s simple, safe, and truly instant. Here’s why Canadians trust Fair Cash:
Our system works around the clock. Apply anytime — day, night, or weekend — and get an instant loan decision.
Once approved, funds are sent to your bank account through instant Interac e-Transfer, often within 15–30 minutes.
We believe everyone deserves access to emergency cash. Fair Cash lenders perform soft or no credit checks — your approval doesn’t depend on your credit score.
No paperwork or branch visits. Just fill out a short online form and let us match you with a verified lender instantly.
We only work with regulated payday loan lenders in Canada who follow provincial laws and transparency standards.
Applying for a payday loan with Fair Cash is simple — the entire process takes just a few minutes.
Complete our secure form with basic details — name, income, and bank info.
Fair Cash’s smart system connects you to a lender that fits your profile.
Review your loan terms before accepting — you’re always in control.
Once approved, money is sent to your account within minutes.
That’s it — no waiting, no paperwork, no stress.
You don’t need a perfect credit score or a full-time job to qualify.
You just need to meet a few simple criteria:
Even if you’re self-employed, receiving EI, or on disability benefits, you can still apply.
Benefit |
Description |
|---|---|
| 💸 Instant Funding | Get e-Transfer cash in minutes after approval |
| 🕓 24/7 Availability | Apply any time — no business-hour limits |
| 📱 100% Online | Apply, get approved, and get paid — all from your phone |
| 🔒 Safe & Secure | Protected with bank-level encryption |
| 💯 High Approval Rate | 99% of applicants are matched successfully |
These loans are best for unexpected short-term expenses, such as:
They are not designed for long-term borrowing — use them wisely to stay in control of your finances.
Payday lending laws vary across Canada. Fair Cash ensures that all lender partners follow provincial rules:
Province |
Maximum Fee (per $100 borrowed) |
|---|---|
| Ontario | $15 |
| British Columbia | $15 |
| Alberta | $15 |
| Manitoba | $17 |
| Saskatchewan | $17 |
| Nova Scotia | $19 |
| Newfoundland & Labrador | $14 |
You can borrow safely anywhere in Canada — Fair Cash always make sure compliance.
Fair Cash is your reliable source for instant payday loans in Canada, offering quick solutions when life catches you off guard.
Apply for Instant Payday Loans in Canada Now
When you need money now, every minute counts.
With Fair Cash, you can apply in just 2 minutes, get instant approval, and receive an e-Transfer straight to your bank account — even at midnight or on weekends.
👉 Apply Now for Instant Payday Loans in Canada
Fast, safe, and simple — that’s Fair Cash.
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Yes. Fair Cash partners with lenders that approve borrowers based on income, not credit score. Your credit history doesn’t determine eligibility.
In most cases, you’ll receive the money within 15 to 60 minutes after approval via e-Transfer.
Absolutely. All lenders we work with are licensed and compliant with Canadian payday loan laws.
Yes, some lenders accept alternative proof of income such as government benefits, pensions, or part-time earnings.
If repayment is an issue, contact your lender right away. They may arrange a payment extension or flexible plan instead of charging late fees.
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